Articles abound on how to retire early and the money you will need. There are far less on the reality of retirement and how to be successful in it. Only 10% of people will achieve the $1,000,000 experts say is needed to retire. What about the other 90%? The good news is that retirement can be enjoyable and successful on far less. Some changes in your life and thinking though may be necessary to achieve that. I have been fortunate to find joy in retirement and want to share my insights with you...